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Taylor, Lord & Hughes, Inc. | Serving Michigan’s Auto Insurance Needs

At Taylor, Lord & Hughes, Inc., our agents are committed to providing you with coverage that meets Michigan auto insurance requirements so that you can stay on the road. Our experience in Michigan’s insurance industry also includes a staff of experts dedicated to fitting you with a policy that protects you when the unexpected happens.

State Required Coverage

Bodily Injury Liability: This insurance covers expenses that occur when you’re at fault in an auto accident, and the injury or death of another occurs. State law requires coverage of a $20,000 limit per person/$40,000 limit per accident. But standard coverage is a $100,000 limit per person/$300,000 limit per accident.

Property Damage Liability: This provides for the expenses that occur when you’re at fault in an auto accident, which results in the damage of someone else’s property, such as their vehicle or home. State law requires a minimum of $10,000 in coverage. However, drivers commonly select policies with $100,000 coverage.

Personal Injury Coverage: This pays for your medical bills and additional expenses if you and your passengers are hurt in an accident, such as providing for lost income. State law requires unlimited coverage on medical, primary, or excess by the plan. However, most coverage amounts to individual health plans vary.

Property Protection: This provides for the expenses that incur when an auto accident results in the damage of buildings, parked vehicles, or other free-standing structures. Coverage of $1 million is both the state requirement and the amount of coverage most people select.

Our auto insurance can keep you protected on the road. We can also help with your home and farm insurance needs. Call today to schedule a consultation with one of our Taylor, Lord & Hughes, Inc. agents, or try the online rating tool for a quick quote.

** The online rating tool is available for home and auto coverage.